First of all, the exact wording of the dispute results DOES matter, as bizarre as it often is.
And to make matters worse, what the CRAs CLAIM to be the result of their investigation is often NOT what's in the attached report.
It's unfortunate and very time consuming, but absolutely necessary to review the entire investigation results.
Please either fax the results to 571-222-1000 (no cover needed) or email the .pdf, possibly encrypted, especially if you have ONLINE investigation results. In that case, it's actually best if I download the results directly from the CRA secure site.
It saves a lot of time if I wait for the review until ALL results are in and you have all the new FICO reports too.